Collections & Payments

Improve Cash Flow With Automated Payment Reminders

Reduce overdue accounts and improve collection rates with automated, multi-channel payment reminders and debt recovery communication workflows built for African businesses.

40%

Collection Rate Improvement

60%

Reduced Default Rate

3x

Faster Debt Recovery

98%

Message Delivery Rate

The Challenge

Overdue payments are quietly killing your cash flow

Across Africa, businesses lose millions in revenue every year to late payments and write-offs — not because customers cannot pay, but because follow-up is inconsistent, slow, and spread across too many channels. Manual collections teams can only do so much.

  • High overdue accounts and late payments disrupting business cash flow
  • Manual follow-up processes that are slow, inconsistent, and unscalable
  • Customers ignoring payment reminders sent through a single channel
The Sendexa Solution

Automated Collections That Actually Work

Sendexa automates your entire collections workflow — from invoice delivery to final notice — across the channels your customers actually respond to, so you recover more without growing your team.

  • Multi-channel payment reminders via SMS, WhatsApp, and Voice at the right intervals
  • Automated debt recovery escalation workflows from friendly reminder to final notice
  • Two-way messaging allowing customers to confirm, negotiate, or dispute payments

Trusted by lenders, utilities, and service providers across Ghana, Nigeria, Kenya & beyond

Platform Features

Every Tool Your Collections Team Needs

From the first invoice to the final confirmation, Sendexa handles every touchpoint in your collections lifecycle — automatically.

Payment Reminders

Send automated payment due date reminders 7 days, 3 days, and 1 day before the deadline across multiple channels.

Overdue Follow-Ups

Trigger escalating follow-up sequences for overdue accounts, from friendly reminders to formal notices.

Invoice Delivery

Automatically send digital invoices via WhatsApp and SMS with payment links for immediate action.

Payment Confirmations

Instantly confirm successful payments to customers, reducing inbound support enquiries.

Two-Way Communication

Allow customers to respond to reminders to confirm payment dates, request extensions, or raise disputes.

Collection Analytics

Track reminder response rates, collection conversion, and outstanding balance trends in real time.

How It Works

The Full Collections Workflow — Automated

Sendexa orchestrates every step of the payment collection journey, from invoice issuance to confirmed receipt, without manual intervention.

01

Invoice Issued

An invoice is generated in your system. Sendexa automatically sends it via WhatsApp and SMS with a payment link.

02

Reminder Sequence

Automated reminders are sent 7, 3, and 1 day before the due date, and again if payment is not received.

03

Overdue Escalation

If payment is still pending after the due date, an escalating follow-up sequence is triggered automatically.

04

Payment Confirmed

Once payment is received, a confirmation message is sent and the reminder sequence is cancelled.

0%
Collection Rate Increase
0%
Default Rate Reduction
0x
Faster Recovery
0%
Message Delivery Rate

Powered by Sendexa APIs

Collections workflows are built on our multi-channel communication APIs. Reach customers where they are most responsive.

Join African Businesses Improving Cash Flow

Recover outstanding payments automatically

African lenders, utilities, and service businesses use Sendexa to automate collections and improve cash flow. Start reducing overdue accounts today.